I don’t have enough for a down payment. What can I do?

There are loan programs for first-time home buyers that only require 3% down and on conventional loans if your credit score is above 760 these funds can be a gift. FHA loans require 3.5% down and these funds can be gifted regardless of credit. There are also KHC loans...

What is title insurance?

Title insurance is purchased for every loan in order to protect the lender in case of a title defect. Optionally, the owner can purchase title insurance to protect themselves. Title insurance, will pay for an attorney in the event of a title defect

Why should I get a survey?

A staked survey is used to show property boundaries, and shows possible encroachments between neighboring properties. Knowing encroachments before purchasing allows buyers to file an easement and take care of issues before moving. A survey can also be useful by...